Nexus
A cutting-edge insurance platform that automates the entire insurance value chain and IPF insurance processing.
Read case study Live siteInsurance & financial platforms Insurance platforms,
Insurance platforms,
engineered.
Most of what we build runs an insurance business: policy administration, premium financing, underwriting and claims. It is a domain where the workflow is the product, and where getting the approval path wrong costs more than getting the interface wrong.
Domain depth
IPF, underwriting limits and policy lifecycle are things we have already implemented, not things we would be learning on your budget.
Local rails
Built against how money and messaging actually move in Kenya — M-Pesa, local carriers, local banking behaviour.
Operational fit
The system encodes the approval matrix the business already runs on, rather than asking the business to change shape to suit the software.
Capabilities
The modules an insurance business actually runs on.
The hard part
Insurance premium financing
Application, approval path, disbursement and repayment tracking — handled inside the same flow that issued the policy, not bolted on beside it. It is the piece that decides whether an insurance platform is a real system or a well-designed form.
- Approval routed through the limits the lender actually works to
- Disbursement tied to the issued policy, not reconciled after the fact
- Repayment schedules and arrears visible in the same record
01
The policy engine
The record everything else has to agree with.
Policy administration
Quotation, issuance, endorsement and renewal across product lines, with the policy record as the single source of truth rather than a spreadsheet beside the system.
Underwriting workflow
Approval matrices, limits and referral rules encoded as the business actually operates them, with an audit trail behind every decision.
Claims handling
Intake, assessment, document capture and settlement tracking, structured so status is answerable without a phone call.
02
The money layer
Premium in, settlement out, reconciled against the policy that caused it.
Payments and reconciliation
M-Pesa and card rails wired to the policy they paid for, with reconciliation that closes rather than a monthly manual match.
Regulatory and management reporting
Production, claims and premium reporting built from the live record, so the numbers a regulator asks for are the numbers the business runs on.
03
Reach
How the platform meets brokers, agents and policyholders.
Broker and agency portals
Separate surfaces for brokers, agents and direct customers over one policy engine, so distribution grows without a second system to reconcile.
Customer messaging
Renewal notices, premium reminders and claim updates over SMS and USSD, delivered with visibility into what actually landed.
How we engage The workflow
The workflow
is the product.
An insurance platform fails on the approval path long before it fails on the interface. So that is where the engagement starts.
01
Domain walkthrough
We sit with the people who issue policies, approve limits and chase claims, and write down how the business actually runs — including the parts that live in spreadsheets.
02
Workflow model
The approval matrix, referral rules and lifecycle states get modelled before any interface is drawn. This is where insurance projects are won or lost.
03
Build to production
Delivered in working increments against a real environment, with payment and messaging rails wired in rather than stubbed.
04
Run and extend
Monitoring, reporting and the next product line. The platform is expected to still be growing in three years.
Delivered
All projects Platforms in production.
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